A majestic eagle composed of countless smaller eagles soaring at sunrise
Boutique FMO · Medicare · Health · Life · Retirement

Agents are the heart
of our heights

Topflight is a boutique FMO built for independent agents who refuse to be a number. Premier carrier contracts, hands-on mentorship, and a back office that has your back so you can fly higher.

40+Top carriers
100%Street-level commissions
24/7Agent support

Agent Stories

From the agents already flying with us.

Real producers. Real numbers. Hit play and hear why they chose Topflight and why they stayed.

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"If you want to meet somebody who's going to share with you because she cares about you and your clients, you want to talk to Joanna."

George Caradini

Caradini Health and Wealth

"We're learning all about AI and how to implement it into our businesses, to free up our time so we can focus on selling."

Jacob Kaplan

Kaplan Insurance Advisors

"My business has doubled every year since I've been with Topflight. I came on as just an agent with no agents yet, and grew into actually forming that agency."

Jeff Bernal

Texans Benefit LLC

"I'll teach you how to sell more than just one product, how to have multiple products from one client, so every time you talk to someone you're able to close two or three sales."

Laura Winningham

LifeMap LLC

"I came to this event for three things: how I can adapt technology to my business, how I can implement it in the management of my clients and my time, and how I can grow my agency."

Moises Lopez

Moises Lopez Insurance Service

Are you a Topflight agent? Submit your video testimonial →

Follow Our Journey

See the flock in flight.

Trainings, wins, events, and behind the scenes with the Topflight team. Pick your platform and come fly with us.

Media Release

Topflight Media Release Form

Appearing in Topflight photos, videos, or training content? Complete the media release form so we can feature you.

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Why Agents Choose Topflight

A boutique FMO, not a factory.

We keep our roster intentionally tight so every agent gets real attention, real training, and real growth backed by the carrier access of a national shop.

Premium

Premier Contracts

Top-level commissions across Medicare Advantage, Med Supp, PDP, ACA, and Life carriers.

Ownership

You Own Your Book

Independent contracts. Your clients, your renewals, your business always.

Coaching

Hands-On Training

Weekly coaching, AEP bootcamps, and field-tested scripts from agents who actually sell.

Marketing

Lead & Marketing Support

Co-op programs, compliant marketing assets, and lead vendor partnerships built in.

Support

Back-Office Power

Contracting, certifications, commissions tracking, and CRM handled, not hassled.

Tools

Tech That Works

Quoting, enrollment, and SOA tools that cut friction so you can write more business.

Why Topflight Is Different

The unfair advantage other FMOs can't match.

Three pillars built around one idea: give agents everything they need to sell, serve, and scale without ever feeling alone.

01Training

Topflight University

Taught by Top Producers. On HOW to actually do it.

300+ hours of on-demand training, from our New Agent Bootcamp that takes you from Ready to Sell to actually selling in just 3.5 hours, to advanced playbooks on Facebook lead generation, hosting events and seminars, and partnering with local businesses.

  • New Agent Bootcamp 3.5 hours to first sale
  • 300+ hours of video curriculum
  • Facebook lead generation playbooks
  • Event, seminar & B2B partnership scripts
02Marketing & Service

Customized Marketing Materials

Done-for-you assets that grow and retain your book.

Branded marketing that makes you look like a national brand and a client services team that handles the headaches so you can keep selling.

  • Consumer Resource Guide for leads, tabletops & seminars
  • Free monthly e-newsletters in your branding
  • Free Pre-AEP postcards to update Rx & providers
  • Birthday cards at cost
  • Free Client Services: claims & billing handled for you

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03CommunityWhat Sets Us Apart

"The Tribe"

24/7 access to real answers from real producers.

Login any hour, any day. Ask a question and get real assistance from Topflight's CEO, our staff, and other Top Producers in the trenches with you. No tickets. No bots. Just the flock.

  • Direct access to the CEO and leadership
  • Top Producers answering in real time
  • 24/7 community always on
  • Compliance, sales & tech support in one place
04Events & Partnerships

The Flight Schedule

Where the flock gathers. Come see it in person.

Bootcamps, carrier trainings, and local partnership programs you can plug into. See how Topflight agents actually sell before you ever sign a contract.

  • New agent bootcamps and AEP intensives
  • Carrier trainings and product deep dives
  • Seminar and tabletop hosting clinics
  • Local business partnership programs
CLICK FOR MORE EVENTS →

Product Lines

Three markets. One flock.

Cross-sell across senior, under-65, and life to maximize every client relationship with carrier appointments ready when you are.

Medicare

MA, Med Supp, PDP, DSNP. Top national and regional carriers with year-round enrollment opportunities.

AetnaHumanaUHCWellcareCigna

Health

ACA on-exchange, off-exchange, short-term, and ancillary. Earn through OEP and SEPs.

AmbetterOscarMolinaBCBS

Life & Final Expense

Term, IUL, whole life, and final expense paired with mortgage protection lead programs.

Mutual of OmahaF&GForestersAmerico

Powered By Atomic Automations

Automate the busywork. Multiply your output.

Exclusive Topflight integrations and offshore talent to give every agent a force multiplier without the overhead.

Atomic Automations overview

Drop in MP4 or YouTube/Vimeo embed

ExclusiveAtomic Automations

Atomic Automations Login

Topflight agents get exclusive access to Atomic Automations — AI-powered CRM, follow-up sequences, lead routing, and client retention workflows built for insurance producers.

Hiring a VA: how it works

Drop in MP4 or YouTube/Vimeo embed

We make the connection, you pay directlyVirtual Assistants

Hire Your Own Virtual Assistant

Vetted, trained virtual assistants from $3 an hour and up. Cover lead intake, appointment setting, CRM updates, follow-ups, and client service so you can focus on selling.

  • Lead intake & qualifying
  • Appointment setting
  • CRM data entry
  • Post-sale follow-up

The Topflight Philosophy

An eagle is made of eagles.

We don't recruit warm bodies. We build a flock. Every agent we contract makes the formation stronger and every agent benefits from the lift the formation creates.

That's why we stay boutique. Smaller roster. Bigger results. Top-of-field producers who actually know your name.

Eagle formed of eagles

Boutique

By design, not by accident